Secondary housing loan

 Among the variety of loan programs, mortgage for secondary housing remains one of the most demanded. There are a number of objective reasons why this happens.

  • Quick purchase of an apartment or house on loan - for this it is enough to ensure that the borrower meets the requirements of the bank and finds a living space within the approved amount and satisfies the client.
  • The opportunity to celebrate a housewarming immediately after the registration of a mortgage on the secondary housing and a contract of sale.
  • A wide range of options for location, footage, the cost of housing that can be bought on credit - for example, a new building, for example, often has to be chosen from among those accredited by the bank.
  • Lack of risks that are typical for housing under construction (that the object will not be commissioned on time, construction will be delayed, etc.).

What can you buy on the secondary market?

Saarebank issues a mortgage for the purchase of finished apartments, rooms in communal apartments, shares, country houses, and apartments. Thus, our clients are not limited in options - you choose exactly what suits your goals, needs, and possibly dreams, and the bank helps to make them come true.

Mortgage conditions for secondary housing:

  • the amount of the initial payment - from 10% of the cost of the object;
  • crediting period - from 3 to 25 years;
  • interest rate - from 9.75% per annum;
  • the minimum loan amount for secondary housing is 350,000 rubles for the regions of the Russian Federation, 600,000 rubles for Moscow and the Moscow region;
  • the maximum amount is not limited.

How to optimize your mortgage loan?

We not only support competitive conditions for granting loans but also make them more profitable. The purchase of housing on a mortgage in the secondary market is compatible with the use of maternity capital, which is directed to partial early repayment and at the same time makes it possible to minimize the down payment. You can additionally lower the interest rate using the "Set your rate" option, optimize loan payments at the birth of a child - under the "Mortgage for young people" program, etc.

Check out the full list of additional options available when applying for a mortgage for secondary housing, and choose those that will allow you to take out a loan for a loan for secondary housing, successful in every sense!

Location: Delhi, India

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